Views and Insights
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Read the latest financial planning news and insights from Quay Financial Planning shaping the world and your wealth from our team.
Saving for the next generation
Taking proactive steps in securing your child’s or grandchild’s financial future Many parents and grandparents set aside money for the next generation to help with
Missing out on unclaimed money that could be in your pocket?
£1.3 billion pension tax relief unclaimed by pension savers over a five-year period According to recent research, higher rate and additional rate taxpayers in the
Investment bonds
How bonds’ structure and tax advantages can help you pass on wealth Investment bonds offer several benefits that some investors may be missing out on,
Price of adulthood
Financial responsibilities increase significantly after 25 Paying essentials such as utilities and council tax becomes a reality as young adults transition from student life to
The Gender Pension Gap issue
73% of women make only minimum pension contributions, compared to 58% of men A significant difference in pension contributions between men and women has been
The importance of understanding tax-free pension withdrawals
Many over-55s are unaware that they can access 25% of their pension pot tax-free A surprising 43% of individuals over 55 need to be made
The importance of understanding tax-free pension withdrawals
Many over-55s are unaware that they can access 25% of their pension pot tax-free A surprising 43% of individuals over 55 need to be made
Using your inheritance effectively
Making informed decisions about managing the funds wisely Inheriting wealth can be both a blessing and a challenge. It presents an opportunity to improve your
Lump sum vs regular contributions!
Choosing the right pension payment strategy When planning for your future, consider increasing your pension savings. But should you do this through a lump sum
Protecting your children and securing their future
Our health, an invaluable asset, is often overlooked or taken for granted As a parent, ensuring the wellbeing of your children is a top priority.
How to invest after retirement
Ensure your wealth is preserved for future generations As you enter your golden years, the excitement of finally retiring may be tinged with some uncertainty.
Are we entering an investment bond renaissance?
Exploring why they are an attractive option to mass-affluent investors Onshore investment bonds typically carry a lower risk and contribute significantly to a well-rounded portfolio.
Need help to make more informed financial planning and lifestyle decisions?
If you have any questions or would like to get in touch, please contact Quay Financial Planning.
Together, we can help you plan for the future.